In March 1997, after Loomis Fargo & Company has been robbed of $18.8 million in Jacksonville by company security guard Philip Noel Johnson, Steve Eugene Chambers (Owen Wilson) and Kelly Campbell (Kristen Wiig), who are also employees of Loomis, decide to rob the company. They involve Loomis armored car driver David Scott Ghantt (Zach Galifianakis). After some awkward training in preparation for the robbery, the team has David go inside Loomis' vault and load the entire money supply into the company's van. Before he leaves, David takes out three CCTV tapes, but misses one. The next day, David flees to Mexico with $20,000 and takes the cover name "Michael McKinney", which is the name of a friend of Steve's. Meanwhile, Steve takes most of the heist, around $17 million.