Daryl Chase (Orlando Jones) is a successful investment banker who handles international accounts for a major New York City firm. On his way to work he notices a man named Freddy Tiffany (Eddie Griffin) in a brawl against a thief with a knife. Freddy, able to defend himself, almost gets falsely arrested for theft. But Daryl and his doorman run over to clear Freddy from the police. Daryl gives Freddy $105 for injuries. Moments later Daryl notices Freddy and the man he fought with talking and laughing and realizes the fight was all for pretend as he rushes over but the two run off in a hurry. Chase discovers to his office's surprise, that a soda company sent a great amount of money to its owner's account. Daryl and his boss Charles 'C.A.' Allsworth, discover the money from Daryl's assistant Shari.